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Decent valueActiveOne Million Payday · $10 · Michigan Lottery
One Million Payday: Decent value. A $10 ticket pays back $7.96 on average.
▲ +3.1 pts vs launch#4 of 27 · $10 MI gamesUpdated Jun 16, 2026, 12:31 PM
▲ +3.1 pts vs launch#4 of 27 · $10 MI gamesUpdated Jun 16, 2026, 12:31 PM
One Million Payday is a $10 scratch-off ticket from the Michigan state lottery. Its current expected value is 79.6%, up 3.1 percentage points from the launch value of 76.5%. 3 of the original 3 $1,000,000 top prizes are still unclaimed. Approximately 44% of the 7.2M printed tickets have been sold.
79.6%
expected return
1 in 3.81
odds of any win
3 of 3
$1M jackpots left
44%
claimed · 3.2M of 7.2M printed
Odds, in plain terms
If you bought 100 tickets today
Based on the 1,043,326 winning tickets still unclaimed.
16 win more than $10
$20 – $200, an actual profit
10 win their money back
a $10 prize, so you break even
74 win nothing
the house edge, made visible
Prizes of $500 or more hit about 1 in 1,332 tickets, so they won't show up in a batch of 100.
Value map
Where the $7.96 comes from
The average payback per ticket, split by prize size. Small wins do most of the work.
Small wins $10 – $500
$7.05 · 70.5% of price
Mid prizes $1K
$0.16 · 1.6% of price
Jackpots $1M+
$0.75 · 7.5% of price
Realistic return, jackpots set aside
72.1%
Just 3 tickets out of 4M carry the $1M+ prizes. This is your expected return if none of them is yours.
Most of the value pays out as
$10 – $500 wins
1,042,692 winning tickets remain in this range: 89% of total value, and the wins you'll actually see.
Claim progress
44% claimed, and the jackpots are still out there
Counting every ticket since launch, Dec 2024.
7.2M
tickets printed
3.2M
tickets claimed · 44%
4M
still out there
Prizes claimed over time
Claim chart needs more snapshot history
Jackpots are outlasting sales: good for buyers.
Jackpots left
100%
Tickets left
56%
100% of top prizes remain with only 56% of tickets left to claim them.
Where to buy
Michigan Lottery
At retailers statewide, or online through Jackpocket. Affiliate link: Scratchstats may earn a commission.
Rank vs $10 MI peers
#4 of 27
By expected return. Higher is better for the player.
Figures from Michigan Lottery published claim data, updated Jun 16, 2026, 12:31 PM.
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