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Decent value
ActiveMillionaire Loading$20 · $20 · Pennsylvania Lottery

Millionaire Loading$20: Decent value. A $20 ticket pays back $15.58 on average.

+2.4 pts vs launch#6 of 9 · $20 PA games

Millionaire Loading$20 is a $20 scratch-off ticket from the Pennsylvania state lottery. Its current expected value is 77.9%, up 2.4 percentage points from the launch value of 75.5%. 1 of the original 5 $1,000,000 top prizes are still unclaimed. Approximately 88% of the 7.2M printed tickets have been sold.

77.9%
expected return
1 in 3.46
odds of any win
1 of 5
$1M jackpots left
88%
claimed · 6.3M of 7.2M printed
Odds, in plain terms

If you bought 100 tickets today

Based on the 253,850 winning tickets still unclaimed.

18 win more than $20
$30 – $400, an actual profit
11 win their money back
a $20 prize, so you break even
71 win nothing
the house edge, made visible
Prizes of $500 or more hit about 1 in 1,060 tickets, so they won't show up in a batch of 100.
Value map

Where the $15.58 comes from

The average payback per ticket, split by prize size. Small wins do most of the work.

Small wins $20 – $400
$13.37 · 66.9% of price
Mid prizes $1K – $10K
$1.07 · 5.4% of price
Jackpots $1M+
$1.13 · 5.7% of price
Realistic return, jackpots set aside
72.2%
Just 1 ticket out of 881k carry the $1M+ prizes. This is your expected return if none of them is yours.
Most of the value pays out as
$20 – $400 wins
253,019 winning tickets remain in this range: 86% of total value, and the wins you'll actually see.
Claim progress

88% claimed, and the jackpots are still out there

Counting every ticket since launch.

7.2M
tickets printed
6.3M
tickets claimed · 88%
881k
still out there
Prizes claimed over time
Claim chart needs more snapshot history
Jackpots are outlasting sales: good for buyers.
Jackpots left
20%
Tickets left
12%
20% of top prizes remain with only 12% of tickets left to claim them.
Where to buy
Pennsylvania Lottery
At retailers statewide, or online through Jackpocket. Affiliate link: Scratchstats may earn a commission.
Figures from Pennsylvania Lottery published claim data.
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© 2026 · Data from official state lottery feeds