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Decent valueActiveMillionaire Loading$20 · $20 · Pennsylvania Lottery
Millionaire Loading$20: Decent value. A $20 ticket pays back $15.20 on average.
▲ +0.5 pts vs launch#5 of 8 · $20 PA gamesUpdated Jul 31, 2026, 12:15 PM
▲ +0.5 pts vs launch#5 of 8 · $20 PA gamesUpdated Jul 31, 2026, 12:15 PM
Millionaire Loading$20 is a $20 scratch-off ticket from the Pennsylvania state lottery. Its current expected value is 76.0%, up 0.5 percentage points from the launch value of 75.5%. 1 of the original 5 $1,000,000 top prizes are still unclaimed. Approximately 82% of the 7.2M printed tickets have been sold.
76.0%
expected return
1 in 3.46
odds of any win
1 of 5
$1M jackpots left
82%
claimed · 5.9M of 7.2M printed
Odds, in plain terms
If you bought 100 tickets today
Based on the 368,866 winning tickets still unclaimed.
18 win more than $20
$30 – $400, an actual profit
11 win their money back
a $20 prize, so you break even
71 win nothing
the house edge, made visible
Prizes of $500 or more hit about 1 in 1,120 tickets, so they won't show up in a batch of 100.
Value map
Where the $15.20 comes from
The average payback per ticket, split by prize size. Small wins do most of the work.
Small wins $20 – $400
$13.40 · 67.0% of price
Mid prizes $1K – $10K
$1.02 · 5.1% of price
Jackpots $1M+
$0.78 · 3.9% of price
Realistic return, jackpots set aside
72.1%
Just 1 ticket out of 1.3M carry the $1M+ prizes. This is your expected return if none of them is yours.
Most of the value pays out as
$20 – $400 wins
367,724 winning tickets remain in this range: 88% of total value, and the wins you'll actually see.
Claim progress
82% claimed, and the jackpots are still out there
Counting every ticket since launch.
7.2M
tickets printed
5.9M
tickets claimed · 82%
1.3M
still out there
Prizes claimed over time
Claim chart needs more snapshot history
Jackpots are outlasting sales: good for buyers.
Jackpots left
20%
Tickets left
18%
20% of top prizes remain with only 18% of tickets left to claim them.
Where to buy
Pennsylvania Lottery
At retailers statewide, or online through Jackpocket. Affiliate link: Scratchstats may earn a commission.
Rank vs $20 PA peers
#5 of 8
By expected return. Higher is better for the player.
Figures from Pennsylvania Lottery published claim data, updated Jul 31, 2026, 12:15 PM.
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