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Decent valueActiveMillionaire Loading$20 · $20 · Pennsylvania Lottery
Millionaire Loading$20: Decent value. A $20 ticket pays back $15.65 on average.
▲ +2.8 pts vs launch#5 of 9 · $20 PA games
▲ +2.8 pts vs launch#5 of 9 · $20 PA games
Millionaire Loading$20 is a $20 scratch-off ticket from the Pennsylvania state lottery. Its current expected value is 78.3%, up 2.8 percentage points from the launch value of 75.5%. 1 of the original 5 $1,000,000 top prizes are still unclaimed. Approximately 89% of the 7.2M printed tickets have been sold.
78.3%
expected return
1 in 3.46
odds of any win
1 of 5
$1M jackpots left
89%
claimed · 6.4M of 7.2M printed
Odds, in plain terms
If you bought 100 tickets today
Based on the 236,812 winning tickets still unclaimed.
18 win more than $20
$30 – $400, an actual profit
11 win their money back
a $20 prize, so you break even
71 win nothing
the house edge, made visible
Prizes of $500 or more hit about 1 in 1,078 tickets, so they won't show up in a batch of 100.
Value map
Where the $15.65 comes from
The average payback per ticket, split by prize size. Small wins do most of the work.
Small wins $20 – $400
$13.38 · 66.9% of price
Mid prizes $1K – $10K
$1.06 · 5.3% of price
Jackpots $1M+
$1.22 · 6.1% of price
Realistic return, jackpots set aside
72.2%
Just 1 ticket out of 822k carry the $1M+ prizes. This is your expected return if none of them is yours.
Most of the value pays out as
$20 – $400 wins
236,049 winning tickets remain in this range: 85% of total value, and the wins you'll actually see.
Claim progress
89% claimed, and the jackpots are still out there
Counting every ticket since launch.
7.2M
tickets printed
6.4M
tickets claimed · 89%
822k
still out there
Prizes claimed over time
Claim chart needs more snapshot history
Jackpots are outlasting sales: good for buyers.
Jackpots left
20%
Tickets left
11%
20% of top prizes remain with only 11% of tickets left to claim them.
Where to buy
Pennsylvania Lottery
At retailers statewide, or online through Jackpocket. Affiliate link: Scratchstats may earn a commission.
Rank vs $20 PA peers
#5 of 9
By expected return. Higher is better for the player.
Figures from Pennsylvania Lottery published claim data.
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