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Exceptional valueActiveSet For Life · $20 · Ohio Lottery
Set For Life: Exceptional value. A $20 ticket pays back $26.24 on average.
▲ +50.9 pts vs launch#1 of 8 · $20 OH games
▲ +50.9 pts vs launch#1 of 8 · $20 OH games
Set For Life is a $20 scratch-off ticket from the Ohio state lottery. Its current expected value is 131.2%, up 50.9 percentage points from the launch value of 80.3%. 2 of the original 2 $250K/YR FOR 20 YRS top prizes are still unclaimed. Approximately 77% of the 3.0M printed tickets have been sold.
131.2%
expected return
1 in 3.19
odds of any win
2 of 2
$5M jackpots left
77%
claimed · 2.3M of 3M printed
Odds, in plain terms
If you bought 100 tickets today
Based on the 228,520 winning tickets still unclaimed.
33 win more than $20
$30 – $250, an actual profit
0 win their money back
a $20 prize, so you break even
67 win nothing
the house edge, made visible
Prizes of $500 or more hit about 1 in 820 tickets, so they won't show up in a batch of 100.
Value map
Where the $26.24 comes from
The average payback per ticket, split by prize size. Small wins do most of the work.
Small wins $30 – $500
$12.45 · 62.2% of price
Mid prizes $1K – $100K
$0.08 · 0.4% of price
Jackpots $5M+
$13.72 · 68.6% of price
Realistic return, jackpots set aside
62.6%
Just 2 tickets out of 700k carry the $5M+ prizes. This is your expected return if none of them is yours.
Most of the value pays out as
$5M+ wins
2 winning tickets remain in this range: 52% of total value.
Claim progress
77% claimed, and the jackpots are still out there
Counting every ticket since launch, Feb 2026.
3M
tickets printed
2.3M
tickets claimed · 77%
700k
still out there
Prizes claimed over time
Claim chart needs more snapshot history
Jackpots are outlasting sales: good for buyers.
Jackpots left
100%
Tickets left
23%
100% of top prizes remain with only 23% of tickets left to claim them.
Where to buy
Ohio Lottery
At retailers statewide, or online through Jackpocket. Affiliate link: Scratchstats may earn a commission.
Rank vs $20 OH peers
#1 of 8
By expected return. Higher is better for the player.
Figures from Ohio Lottery published claim data.
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