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Exceptional valueActiveSet For Life · $20 · Ohio Lottery
Set For Life: Exceptional value. A $20 ticket pays back $22.76 on average.
▲ +33.5 pts vs launch#2 of 8 · $20 OH gamesUpdated Aug 2, 2026, 12:40 PM
▲ +33.5 pts vs launch#2 of 8 · $20 OH gamesUpdated Aug 2, 2026, 12:40 PM
Set For Life is a $20 scratch-off ticket from the Ohio state lottery. Its current expected value is 113.8%, up 33.5 percentage points from the launch value of 80.3%. 2 of the original 2 $250K/YR FOR 20 YRS top prizes are still unclaimed. Approximately 68% of the 3.0M printed tickets have been sold.
113.8%
expected return
1 in 3.19
odds of any win
2 of 2
$5M jackpots left
68%
claimed · 2M of 3M printed
Odds, in plain terms
If you bought 100 tickets today
Based on the 312,522 winning tickets still unclaimed.
32 win more than $20
$30 – $250, an actual profit
0 win their money back
a $20 prize, so you break even
68 win nothing
the house edge, made visible
Prizes of $500 or more hit about 1 in 821 tickets, so they won't show up in a batch of 100.
Value map
Where the $22.76 comes from
The average payback per ticket, split by prize size. Small wins do most of the work.
Small wins $30 – $500
$12.47 · 62.3% of price
Mid prizes $1K – $100K
$0.26 · 1.3% of price
Jackpots $5M+
$10.03 · 50.2% of price
Realistic return, jackpots set aside
63.6%
Just 2 tickets out of 968k carry the $5M+ prizes. This is your expected return if none of them is yours.
Most of the value pays out as
$30 – $500 wins
312,486 winning tickets remain in this range: 55% of total value, and the wins you'll actually see.
Claim progress
68% claimed, and the jackpots are still out there
Counting every ticket since launch, Feb 2026.
3M
tickets printed
2M
tickets claimed · 68%
968k
still out there
Prizes claimed over time
Claim chart needs more snapshot history
Jackpots are outlasting sales: good for buyers.
Jackpots left
100%
Tickets left
32%
100% of top prizes remain with only 32% of tickets left to claim them.
Where to buy
Ohio Lottery
At retailers statewide, or online through Jackpocket. Affiliate link: Scratchstats may earn a commission.
Rank vs $20 OH peers
#2 of 8
By expected return. Higher is better for the player.
Figures from Ohio Lottery published claim data, updated Aug 2, 2026, 12:40 PM.
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