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Average valueActiveMONEY VAULT MULTIPLIER · $5 · New York Lottery
MONEY VAULT MULTIPLIER: Average value. A $5 ticket pays back $3.41 on average.
▲ +0.4 pts vs launch#7 of 16 · $5 NY games
▲ +0.4 pts vs launch#7 of 16 · $5 NY games
MONEY VAULT MULTIPLIER is a $5 scratch-off ticket from the New York state lottery. Its current expected value is 68.2%, up 0.4 percentage points from the launch value of 67.8%. 4 of the original 4 $50K Annual Installments top prizes are still unclaimed. Approximately 6% of the 8.6M printed tickets have been sold.
68.2%
expected return
1 in 4.28
odds of any win
4 of 4
$1M jackpots left
6%
claimed · 480k of 8.6M printed
Odds, in plain terms
If you bought 100 tickets today
Based on the 1,894,840 winning tickets still unclaimed.
13 win more than $5
$10 – $300, an actual profit
10 win their money back
a $5 prize, so you break even
77 win nothing
the house edge, made visible
Prizes of $500 or more hit about 1 in 3,179 tickets, so they won't show up in a batch of 100.
Value map
Where the $3.41 comes from
The average payback per ticket, split by prize size. Small wins do most of the work.
Small wins $5 – $500
$2.91 · 58.3% of price
Mid prizes $2K
$0.00 · 0.1% of price
Jackpots $1M+
$0.49 · 9.9% of price
Realistic return, jackpots set aside
58.3%
Just 4 tickets out of 8.1M carry the $1M+ prizes. This is your expected return if none of them is yours.
Most of the value pays out as
$5 – $500 wins
1,894,824 winning tickets remain in this range: 85% of total value, and the wins you'll actually see.
Claim progress
6% claimed, and the jackpots are still out there
Counting every ticket since launch, Sep 2026.
8.6M
tickets printed
480k
tickets claimed · 6%
8.1M
still out there
Prizes claimed over time
Claim chart needs more snapshot history
Jackpots are outlasting sales: good for buyers.
Jackpots left
100%
Tickets left
94%
100% of top prizes remain with only 94% of tickets left to claim them.
Where to buy
New York Lottery
At retailers statewide, or online through Jackpocket. Affiliate link: Scratchstats may earn a commission.
Rank vs $5 NY peers
#7 of 16
By expected return. Higher is better for the player.
Figures from New York Lottery published claim data.
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