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Decent valueActiveDiamonds & Gold · $20 · Michigan Lottery
Diamonds & Gold: Decent value. A $20 ticket pays back $15.51 on average.
▼ -1.2 pts vs launch#13 of 17 · $20 MI gamesUpdated Jun 16, 2026, 12:32 PM
▼ -1.2 pts vs launch#13 of 17 · $20 MI gamesUpdated Jun 16, 2026, 12:32 PM
Diamonds & Gold is a $20 scratch-off ticket from the Michigan state lottery. Its current expected value is 77.5%, down 1.2 percentage points from the launch value of 78.8%. 1 of the original 3 $2,000,000 top prizes are still unclaimed. Approximately 58% of the 6.6M printed tickets have been sold.
77.5%
expected return
1 in 3.64
odds of any win
1 of 3
$2M jackpots left
58%
claimed · 3.8M of 6.6M printed
Odds, in plain terms
If you bought 100 tickets today
Based on the 770,313 winning tickets still unclaimed.
17 win more than $20
$40 – $200, an actual profit
10 win their money back
a $20 prize, so you break even
73 win nothing
the house edge, made visible
Prizes of $500 or more hit about 1 in 1,905 tickets, so they won't show up in a batch of 100.
Value map
Where the $15.51 comes from
The average payback per ticket, split by prize size. Small wins do most of the work.
Small wins $20 – $500
$14.70 · 73.5% of price
Mid prizes $2K – $5K
$0.10 · 0.5% of price
Jackpots $2M+
$0.71 · 3.6% of price
Realistic return, jackpots set aside
74.0%
Just 1 ticket out of 2.8M carry the $2M+ prizes. This is your expected return if none of them is yours.
Most of the value pays out as
$20 – $500 wins
770,201 winning tickets remain in this range: 95% of total value, and the wins you'll actually see.
Claim progress
58% of the print run claimed
Counting every ticket since launch, Mar 2024.
6.6M
tickets printed
3.8M
tickets claimed · 58%
2.8M
still out there
Prizes claimed over time
Claim chart needs more snapshot history
Sales are outpacing the jackpots: worse for buyers.
Jackpots left
33%
Tickets left
42%
33% of top prizes remain with 42% of tickets left to claim them.
Where to buy
Michigan Lottery
At retailers statewide, or online through Jackpocket. Affiliate link: Scratchstats may earn a commission.
Rank vs $20 MI peers
#13 of 17
By expected return. Higher is better for the player.
Figures from Michigan Lottery published claim data, updated Jun 16, 2026, 12:32 PM.
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