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Strong valueActive$10,000,000 INSTANT MILLIONS · $20 · Massachusetts Lottery
$10,000,000 INSTANT MILLIONS: Strong value. A $20 ticket pays back $16.63 on average.
▼ -1.9 pts vs launch#6 of 9 · $20 MA gamesUpdated Jul 30, 2026, 6:16 PM
▼ -1.9 pts vs launch#6 of 9 · $20 MA gamesUpdated Jul 30, 2026, 6:16 PM
$10,000,000 INSTANT MILLIONS is a $20 scratch-off ticket from the Massachusetts state lottery. Its current expected value is 83.1%, down 1.9 percentage points from the launch value of 85.0%. 1 of the original 2 $10,000,000 ($500K/YR/20YRS) top prizes are still unclaimed. Approximately 44% of the 10.1M printed tickets have been sold.
83.1%
expected return
1 in 2.94
odds of any win
1 of 2
$10M jackpots left
44%
claimed · 4.5M of 10.1M printed
Odds, in plain terms
If you bought 100 tickets today
Based on the 1,910,399 winning tickets still unclaimed.
20 win more than $20
$25 – $200, an actual profit
14 win their money back
a $20 prize, so you break even
66 win nothing
the house edge, made visible
Prizes of $500 or more hit about 1 in 408 tickets, so they won't show up in a batch of 100.
Value map
Where the $16.63 comes from
The average payback per ticket, split by prize size. Small wins do most of the work.
Small wins $20 – $500
$12.39 · 61.9% of price
Mid prizes $1K – $5K
$1.93 · 9.7% of price
Jackpots $1M+
$2.31 · 11.5% of price
Realistic return, jackpots set aside
71.6%
Just 4 tickets out of 5.6M carry the $1M+ prizes. This is your expected return if none of them is yours.
Most of the value pays out as
$20 – $500 wins
1,904,185 winning tickets remain in this range: 74% of total value, and the wins you'll actually see.
Claim progress
44% of the print run claimed
Counting every ticket since launch, Aug 2025.
10.1M
tickets printed
4.5M
tickets claimed · 44%
5.6M
still out there
Prizes claimed over time
Claim chart needs more snapshot history
Sales are outpacing the jackpots: worse for buyers.
Jackpots left
50%
Tickets left
56%
50% of top prizes remain with 56% of tickets left to claim them.
Where to buy
Massachusetts Lottery
At retailers statewide, or online through Jackpocket. Affiliate link: Scratchstats may earn a commission.
Rank vs $20 MA peers
#6 of 9
By expected return. Higher is better for the player.
Figures from Massachusetts Lottery published claim data, updated Jul 30, 2026, 6:16 PM.
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