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Poor valueActiveMoney In The Bank · $20 · Idaho Lottery
Money In The Bank: Poor value. A $20 ticket pays back $8.51 on average.
▼ -29.6 pts vs launch#6 of 7 · $20 ID gamesUpdated Jul 31, 2026, 12:22 PM
▼ -29.6 pts vs launch#6 of 7 · $20 ID gamesUpdated Jul 31, 2026, 12:22 PM
Money In The Bank is a $20 scratch-off ticket from the Idaho state lottery. Its current expected value is 42.5%, down 29.6 percentage points from the launch value of 72.2%. 1 of the original 2 $200,000 top prizes are still unclaimed. Approximately 45% of the 0.3M printed tickets have been sold.
42.5%
expected return
1 in 3.39
odds of any win
1 of 2
$200K top prizes left
45%
claimed · 149k of 334k printed
Odds, in plain terms
If you bought 100 tickets today
Based on the 54,519 winning tickets still unclaimed.
3 win more than $20
$25 – $400, an actual profit
26 win their money back
a $20 prize, so you break even
71 win nothing
the house edge, made visible
Prizes of $500 or more hit about 1 in 36,946 tickets, so they won't show up in a batch of 100.
Value map
Where the $8.51 comes from
The average payback per ticket, split by prize size. Small wins do most of the work.
Small wins $20 – $400
$7.40 · 37.0% of price
Mid prizes $1K – $200K
$1.11 · 5.6% of price
Most of the value pays out as
$20 – $400 wins
54,514 winning tickets remain in this range: 87% of total value, and the wins you'll actually see.
Claim progress
45% of the print run claimed
Counting every ticket since launch, Mar 2026.
334k
tickets printed
149k
tickets claimed · 45%
185k
still out there
Prizes claimed over time
Claim chart needs more snapshot history
Sales are outpacing the jackpots: worse for buyers.
Jackpots left
50%
Tickets left
55%
50% of top prizes remain with 55% of tickets left to claim them.
Where to buy
Idaho Lottery
At retailers statewide, or online through Jackpocket. Affiliate link: Scratchstats may earn a commission.
Rank vs $20 ID peers
#6 of 7
By expected return. Higher is better for the player.
Figures from Idaho Lottery published claim data, updated Jul 31, 2026, 12:22 PM.
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